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| Provider | Service type | Compensation |
|---|---|---|
Service code 52 · EIN 13-5674085 | Indirect Investment Fees | $12,969 |
ADP BROKER-DEALER1 year Filed as: ADP, LLC Service code 15 · EIN 13-3036745 | Recordkeeping | $1,200 |
ADP BROKER-DEALER1 year Service code 49 · EIN 22-3319984 | Other Services | $0 |
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,880 | $47,944-31.4% | $67,834-51.5% | $62,881-47.7% |
| Participation rate | 82.3% | 61.1%+21.2pp | 68.8%+13.5pp | 69.3%+13.0pp |
| Annual return | 6.99% | 11.77%-4.8pp | 138.47%-131.5pp | 20.14%-13.2pp |
| Employer contribution / active EE | $1,450 | $1,562-7.2% | $2,403-39.7% | $2,281-36.4% |
| Participant deferral / active EE | $4,013 | $2,247+78.6% | $3,160+27.0% | $3,203+25.3% |
| Admin fee / account holder | $9 | $3,712-99.8% | $4,622-99.8% | $4,296-99.8% |