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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,935 | $46,745-27.4% | $60,547-44.0% | $52,331-35.2% |
| Participation rate | 78.3% | 58.6%+19.7pp | 68.0%+10.3pp | 68.1%+10.2pp |
| Annual return | 47.63% | 0.61%+47.0pp | 335.64%-288.0pp | 4.54%+43.1pp |
| Employer contribution / active EE | $1,123 | $1,259-10.8% | $2,419-53.6% | $1,882-40.3% |
| Participant deferral / active EE | $2,928 | $2,145+36.5% | $3,328-12.0% | $3,022-3.1% |
| Admin fee / account holder | $5,779 | $537+976.4% | $4,536+27.4% | $592+876.8% |