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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $504,114 | $148,558+239.3% | $135,925+270.9% | $139,427+261.6% |
| Participation rate | 40.0% | 83.9%-43.9pp | 81.9%-41.9pp | 80.3%-40.3pp |
| Annual return | 16.20% | 79.22%-63.0pp | 68.25%-52.1pp | 373.27%-357.1pp |
| Employer contribution / active EE | $16,640 | $5,244+217.3% | $4,857+242.6% | $4,752+250.2% |
| Participant deferral / active EE | $13,026 | $8,101+60.8% | $7,759+67.9% | $6,711+94.1% |
| Admin fee / account holder | $0 | $12,401-100.0% | $10,764-100.0% | $11,404-100.0% |