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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,940 | $150,447-9.6% | $136,298-0.3% | $147,586-7.9% |
| Participation rate | 50.0% | 84.4%-34.4pp | 81.9%-31.9pp | 82.8%-32.8pp |
| Annual return | 17.12% | 1049.15%-1032.0pp | 5156.27%-5139.1pp | 578.59%-561.5pp |
| Employer contribution / active EE | $1,980 | $5,256-62.3% | $4,696-57.8% | $4,876-59.4% |
| Participant deferral / active EE | $9,163 | $6,631+38.2% | $6,247+46.7% | $5,439+68.5% |
| Admin fee / account holder | $0 | $10,906-100.0% | $9,244-100.0% | $10,886-100.0% |