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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,350 | $138,076+21.9% | $123,553+36.3% | $135,380+24.4% |
| Participation rate | 66.7% | 84.7%-18.1pp | 82.3%-15.6pp | 82.6%-16.0pp |
| Annual return | -7.08% | 153.70%-160.8pp | 119.21%-126.3pp | 519.81%-526.9pp |
| Employer contribution / active EE | $2,553 | $5,152-50.4% | $4,628-44.8% | $4,779-46.6% |
| Participant deferral / active EE | $12,167 | $6,800+78.9% | $6,426+89.3% | $5,609+116.9% |
| Admin fee / account holder | $606 | $10,917-94.5% | $9,284-93.5% | $10,828-94.4% |