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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.8+ years Filed as: SCHWAB RETIREMENT PLAN SERVICES Service code 15 · EIN 34-1479833 | Recordkeeping | $146,481 |
NFP RETIREMENT INC2 years Filed as: NFP RETIREMENT Service code 28 · EIN 33-0905143 | Investment Management | $48,000 |
SUTTON FROST CARY LLP8+ years Service code 10 · EIN 75-2593210 | Accounting | $21,000 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,942 | $72,303+155.8% | $86,717+113.3% | $64,829+185.3% |
| Participation rate | 96.3% | 80.4%+15.8pp | 76.6%+19.7pp | 71.5%+24.8pp |
| Annual return | -19.02% | 392.77%-411.8pp | 35.97%-55.0pp | 32.85%-51.9pp |
| Employer contribution / active EE | $3,809 | $2,393+59.2% | $2,837+34.2% | $2,507+51.9% |
| Participant deferral / active EE | $13,615 | $4,660+192.2% | $4,657+192.4% | $4,312+215.8% |
| Admin fee / account holder | $102 | $174-41.2% | $7,494-98.6% | $188-45.5% |