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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.7+ years Filed as: SCHWAB RETIREMENT PLAN SERVICES Service code 15 · EIN 34-1479833 | Recordkeeping | $139,658 |
NFP RETIREMENT INC1 year Filed as: NFP RETIREMENT Service code 28 · EIN 33-0905143 | Investment Management | $48,000 |
SUTTON FROST CARY LLP7+ years Service code 10 · EIN 75-2593210 | Accounting | $20,000 |
CHARLES SCHWAB & CO., INC.7+ years Filed as: CHARLES SCHWAB & CO,. INC. Service code 59 · EIN 94-1737782 | Shareholder Servicing | $0 |
CHARLES SCHWAB & CO., INC.7+ years Filed as: CHARLES SCHWAB & CO. INC. AND AFFIL Service code 59 | Shareholder Servicing | $0 |
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $251,780 | $185,342+35.8% | $111,319+126.2% | $86,828+190.0% |
| Participation rate | 97.1% | 81.0%+16.1pp | 77.3%+19.8pp | 72.3%+24.8pp |
| Annual return | 16.54% | 500.80%-484.3pp | 54.68%-38.1pp | 97.95%-81.4pp |
| Employer contribution / active EE | $5,726 | $2,246+154.9% | $2,732+109.6% | $2,406+138.0% |
| Participant deferral / active EE | $13,776 | $4,458+209.0% | $4,488+207.0% | $4,132+233.4% |
| Admin fee / account holder | $103 | $255-59.6% | $7,966-98.7% | $170-39.1% |