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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,623 | $111,814+80.3% | $93,654+115.3% | $145,959+38.1% |
| Participation rate | 80.0% | 74.2%+5.8pp | 68.7%+11.3pp | 80.3%-0.3pp |
| Annual return | 16.25% | 203.30%-187.0pp | 133.34%-117.1pp | 561.95%-545.7pp |
| Employer contribution / active EE | $3,862 | $3,092+24.9% | $2,421+59.5% | $4,661-17.1% |
| Participant deferral / active EE | $9,754 | $4,914+98.5% | $4,413+121.0% | $6,689+45.8% |
| Admin fee / account holder | $2,449 | $10,246-76.1% | $8,282-70.4% | $13,398-81.7% |