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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,623 | $111,830+80.3% | $93,696+115.2% | $145,884+38.2% |
| Participation rate | 80.0% | 74.2%+5.8pp | 68.7%+11.3pp | 80.3%-0.3pp |
| Annual return | 16.25% | 204.08%-187.8pp | 133.74%-117.5pp | 551.85%-535.6pp |
| Employer contribution / active EE | $3,862 | $3,093+24.9% | $2,422+59.4% | $4,662-17.2% |
| Participant deferral / active EE | $9,754 | $4,920+98.2% | $4,417+120.8% | $6,690+45.8% |
| Admin fee / account holder | $2,449 | $10,249-76.1% | $8,287-70.5% | $13,392-81.7% |