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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,623 | $111,787+80.4% | $93,681+115.2% | $145,978+38.1% |
| Participation rate | 80.0% | 74.2%+5.8pp | 68.7%+11.3pp | 80.3%-0.3pp |
| Annual return | 16.25% | 203.52%-187.3pp | 133.47%-117.2pp | 550.52%-534.3pp |
| Employer contribution / active EE | $3,862 | $3,093+24.8% | $2,422+59.4% | $4,662-17.2% |
| Participant deferral / active EE | $9,754 | $4,918+98.3% | $4,415+120.9% | $6,690+45.8% |
| Admin fee / account holder | $2,449 | $10,256-76.1% | $8,290-70.5% | $13,400-81.7% |