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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,104 | $95,895+39.8% | $79,576+68.5% | $134,509-0.3% |
| Participation rate | 85.7% | 75.0%+10.7pp | 69.5%+16.2pp | 81.2%+4.5pp |
| Annual return | -23.14% | -2.72%-20.4pp | 0.15%-23.3pp | 418.13%-441.3pp |
| Employer contribution / active EE | $3,920 | $3,128+25.3% | $2,413+62.5% | $4,741-17.3% |
| Participant deferral / active EE | $8,426 | $4,693+79.5% | $3,985+111.4% | $6,400+31.6% |
| Admin fee / account holder | $3,183 | $9,129-65.1% | $6,834-53.4% | $11,427-72.1% |