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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,941 | $114,119-40.5% | $107,187-36.6% | $138,895-51.1% |
| Participation rate | 66.7% | 78.1%-11.4pp | 75.0%-8.4pp | 79.9%-13.3pp |
| Annual return | 20.30% | 273.21%-252.9pp | 204.55%-184.2pp | 145.39%-125.1pp |
| Employer contribution / active EE | $1,817 | $4,059-55.2% | $3,782-51.9% | $4,194-56.7% |
| Participant deferral / active EE | $3,118 | $5,538-43.7% | $5,096-38.8% | $6,396-51.3% |
| Admin fee / account holder | $334 | $10,024-96.7% | $9,162-96.4% | $12,562-97.3% |