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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,528 | $106,247-51.5% | $96,515-46.6% | $139,466-63.1% |
| Participation rate | 50.0% | 77.8%-27.8pp | 74.3%-24.3pp | 80.3%-30.3pp |
| Annual return | 15.71% | 38.47%-22.8pp | 35.73%-20.0pp | 373.66%-358.0pp |
| Employer contribution / active EE | $1,553 | $4,106-62.2% | $3,740-58.5% | $4,754-67.3% |
| Participant deferral / active EE | $3,043 | $5,456-44.2% | $4,880-37.6% | $6,712-54.7% |
| Admin fee / account holder | $11,869 | $7,885+50.5% | $6,735+76.2% | $11,409+4.0% |