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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,306 | $111,814-48.7% | $103,378-44.6% | $145,978-60.7% |
| Participation rate | 63.6% | 77.9%-14.3pp | 74.5%-10.9pp | 80.3%-16.7pp |
| Annual return | 13.39% | 24.80%-11.4pp | 24.91%-11.5pp | 550.52%-537.1pp |
| Employer contribution / active EE | $1,932 | $4,215-54.2% | $3,870-50.1% | $4,662-58.6% |
| Participant deferral / active EE | $3,116 | $5,618-44.5% | $5,058-38.4% | $6,690-53.4% |
| Admin fee / account holder | $928 | $9,764-90.5% | $8,401-89.0% | $13,400-93.1% |