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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,049 | $190,862-60.2% | $159,991-52.5% | $134,509-43.5% |
| Participation rate | 71.4% | 82.0%-10.5pp | 78.0%-6.5pp | 81.2%-9.8pp |
| Annual return | -25.82% | 552.59%-578.4pp | 408.82%-434.6pp | 418.13%-444.0pp |
| Employer contribution / active EE | $4,868 | $4,995-2.5% | $4,225+15.2% | $4,741+2.7% |
| Participant deferral / active EE | $9,693 | $6,924+40.0% | $6,183+56.8% | $6,400+51.4% |
| Admin fee / account holder | $2,796 | $10,495-73.4% | $8,715-67.9% | $11,427-75.5% |