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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,879 | $215,361-90.8% | $171,082-88.4% | $273,972-92.7% |
| Participation rate | 45.5% | 82.0%-36.6pp | 76.7%-31.2pp | 83.0%-37.6pp |
| Annual return | 33.18% | 25.14%+8.0pp | 32.56%+0.6pp | 41.46%-8.3pp |
| Employer contribution / active EE | $1,730 | $4,967-65.2% | $4,002-56.8% | $4,869-64.5% |
| Participant deferral / active EE | $5,655 | $5,543+2.0% | $4,797+17.9% | $5,287+7.0% |
| Admin fee / account holder | $211 | $10,846-98.1% | $8,520-97.5% | $10,133-97.9% |