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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,578 | $228,352-75.7% | $185,835-70.1% | $158,966-65.0% |
| Participation rate | 62.5% | 82.3%-19.8pp | 78.0%-15.5pp | 82.0%-19.5pp |
| Annual return | 29.35% | 40.81%-11.5pp | 35.96%-6.6pp | 302.95%-273.6pp |
| Employer contribution / active EE | $3,004 | $4,967-39.5% | $4,087-26.5% | $4,762-36.9% |
| Participant deferral / active EE | $4,430 | $6,416-31.0% | $5,633-21.4% | $5,983-26.0% |
| Admin fee / account holder | $2,267 | $11,867-80.9% | $9,502-76.1% | $11,250-79.8% |