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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,307 | $99,011+22.5% | $86,582+40.1% | $147,586-17.8% |
| Participation rate | 100.0% | 76.3%+23.7pp | 73.5%+26.5pp | 82.8%+17.2pp |
| Annual return | 16.82% | 1312.75%-1295.9pp | 965.08%-948.3pp | 578.59%-561.8pp |
| Employer contribution / active EE | $9,841 | $3,132+214.2% | $2,839+246.6% | $4,876+101.8% |
| Participant deferral / active EE | $13,327 | $3,972+235.5% | $3,609+269.3% | $5,439+145.0% |
| Admin fee / account holder | $8,513 | $5,709+49.1% | $4,904+73.6% | $10,886-21.8% |