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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,027 | $65,440+45.2% | $98,506-3.5% | $85,851+10.7% |
| Participation rate | 78.3% | 65.0%+13.3pp | 73.3%+5.0pp | 69.3%+9.0pp |
| Annual return | 18.68% | 21.75%-3.1pp | 1494.92%-1476.2pp | 318.63%-300.0pp |
| Employer contribution / active EE | $3,162 | $2,169+45.8% | $2,961+6.8% | $2,565+23.3% |
| Participant deferral / active EE | $6,423 | $3,168+102.8% | $4,277+50.2% | $3,952+62.5% |
| Admin fee / account holder | $5,060 | $4,596+10.1% | $5,955-15.0% | $6,261-19.2% |