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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,649 | $93,617-63.0% | $135,982-74.5% | $75,177-53.9% |
| Participation rate | 98.4% | 75.2%+23.2pp | 81.9%+16.4pp | 67.2%+31.2pp |
| Annual return | 13.27% | 30.89%-17.6pp | 68.32%-55.1pp | 160.75%-147.5pp |
| Employer contribution / active EE | $1,144 | $3,538-67.7% | $4,859-76.4% | $2,671-57.2% |
| Participant deferral / active EE | $8,219 | $6,406+28.3% | $7,760+5.9% | $4,126+99.2% |
| Admin fee / account holder | $41,900 | $6,980+500.3% | $10,767+289.1% | $5,651+641.4% |