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Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,016 | $31,424-74.5% | $81,473-90.2% | $69,631-88.5% |
| Participation rate | 85.5% | 50.8%+34.7pp | 68.0%+17.6pp | 70.7%+14.9pp |
| Annual return | 18.56% | 22.44%-3.9pp | 38.78%-20.2pp | 27571.02%-27552.5pp |
| Employer contribution / active EE | $742 | $1,029-27.9% | $2,568-71.1% | $2,032-63.5% |
| Participant deferral / active EE | $1,915 | $1,838+4.2% | $3,537-45.9% | $3,224-40.6% |
| Admin fee / account holder | $4 | $103-96.0% | $4,561-99.9% | $110-96.3% |