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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,296 | $40,522-69.7% | $84,637-85.5% | $67,582-81.8% |
| Participation rate | 56.3% | 51.1%+5.2pp | 68.2%-11.9pp | 71.3%-15.0pp |
| Annual return | 13.45% | 32.72%-19.3pp | 258.82%-245.4pp | 378.57%-365.1pp |
| Employer contribution / active EE | $749 | $1,146-34.6% | $2,653-71.8% | $2,148-65.1% |
| Participant deferral / active EE | $1,855 | $2,132-13.0% | $3,900-52.4% | $3,539-47.6% |
| Admin fee / account holder | $16 | $145-89.3% | $4,914-99.7% | $142-89.0% |