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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,172 | $41,647-54.0% | $96,192-80.1% | $86,821-77.9% |
| Participation rate | 49.5% | 50.3%-0.8pp | 68.4%-19.0pp | 72.3%-22.8pp |
| Annual return | 19.62% | 27.24%-7.6pp | 192.09%-172.5pp | 97.94%-78.3pp |
| Employer contribution / active EE | $1,050 | $1,328-20.9% | $2,799-62.5% | $2,406-56.3% |
| Participant deferral / active EE | $2,285 | $2,412-5.3% | $4,351-47.5% | $4,132-44.7% |
| Admin fee / account holder | $12 | $169-93.1% | $5,539-99.8% | $170-93.1% |