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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,281 | $97,732-51.6% | $83,831-43.6% | $135,380-65.1% |
| Participation rate | 100.0% | 80.0%+20.0pp | 76.1%+23.9pp | 82.6%+17.4pp |
| Annual return | -8.03% | 1287.56%-1295.6pp | 850.99%-859.0pp | 519.81%-527.8pp |
| Employer contribution / active EE | $2,290 | $4,222-45.8% | $3,631-36.9% | $4,779-52.1% |
| Participant deferral / active EE | $5,112 | $4,683+9.2% | $4,082+25.2% | $5,609-8.9% |
| Admin fee / account holder | $5,582 | $6,675-16.4% | $5,479+1.9% | $10,828-48.4% |