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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,780 | $107,368-46.2% | $92,915-37.8% | $152,909-62.2% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 20.06% | 145.64%-125.6pp | 109.45%-89.4pp | 345.46%-325.4pp |
| Employer contribution / active EE | $2,205 | $4,222-47.8% | $3,653-39.6% | $4,764-53.7% |
| Participant deferral / active EE | $5,382 | $4,848+11.0% | $4,238+27.0% | $5,851-8.0% |
| Admin fee / account holder | $1,469 | $7,082-79.3% | $5,796-74.6% | $11,601-87.3% |