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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,493 | $115,814-47.8% | $101,275-40.3% | $158,982-61.9% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 13.82% | 56.16%-42.3pp | 46.48%-32.7pp | 302.99%-289.2pp |
| Employer contribution / active EE | $2,745 | $4,176-34.3% | $3,660-25.0% | $4,763-42.4% |
| Participant deferral / active EE | $5,653 | $4,958+14.0% | $4,371+29.4% | $5,983-5.5% |
| Admin fee / account holder | $557 | $7,249-92.3% | $5,948-90.6% | $11,252-95.1% |