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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $204,791 | $118,877+72.3% | $96,570+112.1% | $167,536+22.2% |
| Participation rate | 100.0% | 75.5%+24.5pp | 69.8%+30.2pp | 82.1%+17.9pp |
| Annual return | 18.25% | 50.50%-32.2pp | 37.79%-19.5pp | 478.82%-460.6pp |
| Employer contribution / active EE | $12,419 | $3,121+298.0% | $2,357+426.9% | $4,839+156.6% |
| Participant deferral / active EE | $15,616 | $4,617+238.2% | $3,849+305.7% | $6,342+146.2% |
| Admin fee / account holder | $20,496 | $8,069+154.0% | $6,182+231.5% | $12,315+66.4% |