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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,722 | $95,917+58.2% | $79,583+90.6% | $134,545+12.8% |
| Participation rate | 100.0% | 75.0%+25.0pp | 69.5%+30.5pp | 81.2%+18.8pp |
| Annual return | -22.49% | -2.70%-19.8pp | 0.16%-22.6pp | 418.37%-440.9pp |
| Employer contribution / active EE | $7,973 | $3,129+154.8% | $2,414+230.3% | $4,742+68.1% |
| Participant deferral / active EE | $11,588 | $4,694+146.9% | $3,986+190.7% | $6,401+81.0% |
| Admin fee / account holder | $408 | $9,132-95.5% | $6,835-94.0% | $11,431-96.4% |