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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,933 | $65,555+197.4% | $86,216+126.1% | $75,173+159.3% |
| Participation rate | 100.0% | 60.5%+39.5pp | 69.0%+31.0pp | 67.2%+32.8pp |
| Annual return | 19.66% | 46.07%-26.4pp | 1169.42%-1149.8pp | 160.72%-141.1pp |
| Employer contribution / active EE | $10,166 | $1,553+554.5% | $2,382+326.9% | $2,671+280.6% |
| Participant deferral / active EE | $13,801 | $3,023+356.5% | $3,986+246.2% | $4,126+234.5% |
| Admin fee / account holder | $1,781 | $5,469-67.4% | $6,853-74.0% | $5,651-68.5% |