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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,623 | $105,623-58.7% | $87,502-50.1% | $273,972-84.1% |
| Participation rate | 25.0% | 78.2%-53.2pp | 73.8%-48.8pp | 83.0%-58.0pp |
| Annual return | 5.76% | 12.26%-6.5pp | 12.21%-6.5pp | 41.46%-35.7pp |
| Employer contribution / active EE | $400 | $3,141-87.3% | $2,550-84.3% | $4,869-91.8% |
| Participant deferral / active EE | $500 | $3,601-86.1% | $3,149-84.1% | $5,287-90.5% |
| Admin fee / account holder | $665 | $4,781-86.1% | $4,221-84.2% | $10,133-93.4% |