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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,979 | $97,881-60.2% | $80,004-51.3% | $125,389-68.9% |
| Participation rate | 25.0% | 77.9%-52.9pp | 73.0%-48.0pp | 83.2%-58.2pp |
| Annual return | -1.16% | 9.36%-10.5pp | 7.63%-8.8pp | 282.24%-283.4pp |
| Employer contribution / active EE | $431 | $3,128-86.2% | $2,473-82.6% | $4,866-91.1% |
| Participant deferral / active EE | $539 | $3,744-85.6% | $3,204-83.2% | $5,352-89.9% |
| Admin fee / account holder | $595 | $6,278-90.5% | $5,033-88.2% | $9,541-93.8% |