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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,087 | $107,809-65.6% | $90,657-59.1% | $135,380-72.6% |
| Participation rate | 33.3% | 78.0%-44.7pp | 74.0%-40.7pp | 82.6%-49.3pp |
| Annual return | -6.84% | -0.90%-5.9pp | 1.89%-8.7pp | 519.81%-526.7pp |
| Employer contribution / active EE | $371 | $3,018-87.7% | $2,532-85.3% | $4,779-92.2% |
| Participant deferral / active EE | $460 | $3,872-88.1% | $3,424-86.6% | $5,609-91.8% |
| Admin fee / account holder | $630 | $5,931-89.4% | $4,994-87.4% | $10,828-94.2% |