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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,809 | $180,749-36.5% | $160,784-28.6% | $137,256-16.4% |
| Participation rate | 50.0% | 80.0%-30.0pp | 77.0%-27.0pp | 80.0%-30.0pp |
| Annual return | 31.46% | 2234.46%-2203.0pp | 1803.92%-1772.5pp | 220.34%-188.9pp |
| Employer contribution / active EE | $1,026 | $4,155-75.3% | $3,733-72.5% | $4,156-75.3% |
| Participant deferral / active EE | $3,211 | $6,844-53.1% | $6,293-49.0% | $6,407-49.9% |
| Admin fee / account holder | $5 | $10,397-100.0% | $9,717-100.0% | $12,270-100.0% |