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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,809 | $208,088-44.8% | $186,193-38.3% | $154,746-25.8% |
| Participation rate | 50.0% | 80.0%-30.0pp | 77.1%-27.1pp | 80.7%-30.7pp |
| Annual return | 31.46% | 89.97%-58.5pp | 78.03%-46.6pp | 172.34%-140.9pp |
| Employer contribution / active EE | $1,026 | $4,340-76.4% | $3,918-73.8% | $4,379-76.6% |
| Participant deferral / active EE | $3,211 | $7,078-54.6% | $6,513-50.7% | $6,730-52.3% |
| Admin fee / account holder | $5 | $11,698-100.0% | $11,058-100.0% | $14,365-100.0% |