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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,809 | $289,211-60.3% | $260,467-55.9% | $198,609-42.2% |
| Participation rate | 50.0% | 83.1%-33.1pp | 80.5%-30.5pp | 82.4%-32.4pp |
| Annual return | 31.46% | 112.90%-81.4pp | 100.60%-69.1pp | 202.70%-171.2pp |
| Employer contribution / active EE | $1,026 | $4,663-78.0% | $4,239-75.8% | $5,055-79.7% |
| Participant deferral / active EE | $3,211 | $6,812-52.9% | $6,319-49.2% | $6,977-54.0% |
| Admin fee / account holder | $5 | $16,236-100.0% | $15,461-100.0% | $19,030-100.0% |