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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,314 | $87,546+115.1% | $75,784+148.5% | $125,389+50.2% |
| Participation rate | 100.0% | 80.2%+19.8pp | 75.8%+24.2pp | 83.2%+16.8pp |
| Annual return | -3.93% | 13.49%-17.4pp | 9.68%-13.6pp | 282.24%-286.2pp |
| Employer contribution / active EE | $14,678 | $3,930+273.5% | $3,323+341.7% | $4,866+201.6% |
| Participant deferral / active EE | $10,321 | $4,230+144.0% | $3,652+182.6% | $5,352+92.9% |
| Admin fee / account holder | $18,057 | $6,503+177.7% | $5,300+240.7% | $9,541+89.3% |