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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $256,286 | $106,003+141.8% | $92,236+177.9% | $147,585+73.7% |
| Participation rate | 87.5% | 80.4%+7.1pp | 76.5%+11.0pp | 82.8%+4.7pp |
| Annual return | 19.49% | 50.05%-30.6pp | 176.29%-156.8pp | 578.57%-559.1pp |
| Employer contribution / active EE | $8,672 | $4,333+100.1% | $3,679+135.7% | $4,876+77.8% |
| Participant deferral / active EE | $10,576 | $4,478+136.2% | $3,897+171.4% | $5,439+94.5% |
| Admin fee / account holder | $56,123 | $6,333+786.2% | $5,194+980.6% | $10,885+415.6% |