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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $226,163 | $97,729+131.4% | $83,830+169.8% | $135,379+67.1% |
| Participation rate | 87.5% | 80.0%+7.5pp | 76.1%+11.4pp | 82.6%+4.9pp |
| Annual return | -10.32% | 1287.52%-1297.8pp | 850.97%-861.3pp | 519.79%-530.1pp |
| Employer contribution / active EE | $11,419 | $4,222+170.5% | $3,631+214.5% | $4,779+138.9% |
| Participant deferral / active EE | $12,726 | $4,683+171.8% | $4,082+211.8% | $5,609+126.9% |
| Admin fee / account holder | $1,993 | $6,674-70.1% | $5,479-63.6% | $10,828-81.6% |