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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,753 | $69,273+46.9% | $90,796+12.1% | $82,637+23.1% |
| Participation rate | 70.4% | 64.0%+6.3pp | 69.5%+0.9pp | 68.1%+2.3pp |
| Annual return | 18.22% | 18.37%-0.1pp | 19.29%-1.1pp | 53.51%-35.3pp |
| Employer contribution / active EE | $3,559 | $1,865+90.8% | $2,294+55.2% | $2,552+39.5% |
| Participant deferral / active EE | $3,593 | $3,047+17.9% | $3,822-6.0% | $4,126-12.9% |
| Admin fee / account holder | $10,372 | $5,511+88.2% | $7,024+47.7% | $7,339+41.3% |