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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,753 | $67,894+49.9% | $89,340+13.9% | $82,448+23.4% |
| Participation rate | 70.4% | 64.0%+6.3pp | 69.6%+0.8pp | 68.1%+2.3pp |
| Annual return | 18.22% | 19.21%-1.0pp | 20.57%-2.3pp | 41.64%-23.4pp |
| Employer contribution / active EE | $3,559 | $1,828+94.7% | $2,231+59.5% | $2,551+39.5% |
| Participant deferral / active EE | $3,593 | $3,072+16.9% | $3,823-6.0% | $4,139-13.2% |
| Admin fee / account holder | $10,372 | $5,723+81.2% | $6,704+54.7% | $7,234+43.4% |