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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,156 | $104,520-74.0% | $76,823-64.7% | $152,885-82.2% |
| Participation rate | 100.0% | 76.6%+23.4pp | 72.1%+27.9pp | 82.5%+17.5pp |
| Annual return | 23.13% | 1014.03%-990.9pp | 1166.42%-1143.3pp | 345.39%-322.3pp |
| Employer contribution / active EE | $4,550 | $3,117+46.0% | $2,302+97.6% | $4,763-4.5% |
| Participant deferral / active EE | $4,662 | $4,236+10.1% | $3,336+39.8% | $5,851-20.3% |
| Admin fee / account holder | $1,000 | $12,283-91.9% | $6,422-84.4% | $11,598-91.4% |