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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,001 | $99,345-85.9% | $84,753-83.5% | $273,972-94.9% |
| Participation rate | 100.0% | 80.7%+19.3pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | 0.00% | 22.93%-22.9pp | 22.78%-22.8pp | 41.46%-41.5pp |
| Employer contribution / active EE | $2,210 | $4,214-47.6% | $3,574-38.2% | $4,869-54.6% |
| Participant deferral / active EE | $3,800 | $4,270-11.0% | $3,712+2.4% | $5,287-28.1% |
| Admin fee / account holder | $453 | $6,645-93.2% | $5,333-91.5% | $10,133-95.5% |