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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,178 | $106,280-46.2% | $96,538-40.8% | $139,487-59.0% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 18.61% | 38.48%-19.9pp | 35.74%-17.1pp | 373.84%-355.2pp |
| Employer contribution / active EE | $8,720 | $4,107+112.3% | $3,740+133.1% | $4,755+83.4% |
| Participant deferral / active EE | $8,148 | $5,457+49.3% | $4,880+66.9% | $6,713+21.4% |
| Admin fee / account holder | $654 | $7,888-91.7% | $6,737-90.3% | $11,407-94.3% |