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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,664 | $97,732-85.0% | $83,831-82.5% | $135,380-89.2% |
| Participation rate | 100.0% | 80.0%+20.0pp | 76.1%+23.9pp | 82.6%+17.4pp |
| Annual return | -13.22% | 1287.56%-1300.8pp | 850.99%-864.2pp | 519.81%-533.0pp |
| Employer contribution / active EE | $7,593 | $4,222+79.8% | $3,631+109.1% | $4,779+58.9% |
| Participant deferral / active EE | $4,811 | $4,683+2.7% | $4,082+17.9% | $5,609-14.2% |
| Admin fee / account holder | $1,525 | $6,675-77.2% | $5,479-72.2% | $10,828-85.9% |