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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $446,988 | $150,442+197.1% | $136,295+228.0% | $147,585+202.9% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 12.77% | 1049.09%-1036.3pp | 5155.97%-5143.2pp | 578.56%-565.8pp |
| Employer contribution / active EE | $13,709 | $5,256+160.8% | $4,695+192.0% | $4,876+181.1% |
| Participant deferral / active EE | $13,136 | $6,630+98.1% | $6,247+110.3% | $5,439+141.5% |
| Admin fee / account holder | $1,010 | $10,905-90.7% | $9,243-89.1% | $10,885-90.7% |