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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $518,632 | $148,629+248.9% | $135,982+281.4% | $139,487+271.8% |
| Participation rate | 85.7% | 83.9%+1.8pp | 81.9%+3.8pp | 80.3%+5.4pp |
| Annual return | 9.29% | 79.33%-70.0pp | 68.32%-59.0pp | 373.84%-364.6pp |
| Employer contribution / active EE | $12,326 | $5,247+134.9% | $4,859+153.7% | $4,755+159.2% |
| Participant deferral / active EE | $18,135 | $8,102+123.8% | $7,760+133.7% | $6,713+170.2% |
| Admin fee / account holder | $187,509 | $12,406+1411.4% | $10,767+1641.5% | $11,407+1543.8% |