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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $608,730 | $160,028+280.4% | $147,080+313.9% | $145,884+317.3% |
| Participation rate | 87.5% | 84.0%+3.5pp | 82.2%+5.3pp | 80.3%+7.2pp |
| Annual return | 13.73% | 98.60%-84.9pp | 420.17%-406.4pp | 551.85%-538.1pp |
| Employer contribution / active EE | $3,581 | $5,286-32.2% | $4,933-27.4% | $4,662-23.2% |
| Participant deferral / active EE | $12,930 | $8,422+53.5% | $8,066+60.3% | $6,690+93.3% |
| Admin fee / account holder | $1,065 | $15,030-92.9% | $12,989-91.8% | $13,392-92.0% |