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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $223,608 | $106,280+110.4% | $96,538+131.6% | $139,487+60.3% |
| Participation rate | 90.9% | 77.8%+13.1pp | 74.3%+16.6pp | 80.3%+10.6pp |
| Annual return | 19.58% | 38.48%-18.9pp | 35.74%-16.2pp | 373.84%-354.3pp |
| Employer contribution / active EE | $1,634 | $4,107-60.2% | $3,740-56.3% | $4,755-65.6% |
| Participant deferral / active EE | $4,868 | $5,457-10.8% | $4,880-0.3% | $6,713-27.5% |
| Admin fee / account holder | $1,462 | $7,888-81.5% | $6,737-78.3% | $11,407-87.2% |