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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,991 | $97,732+41.2% | $83,831+64.6% | $135,380+1.9% |
| Participation rate | 81.8% | 80.0%+1.9pp | 76.1%+5.7pp | 82.6%-0.8pp |
| Annual return | -8.85% | 1287.56%-1296.4pp | 850.99%-859.8pp | 519.81%-528.7pp |
| Employer contribution / active EE | $1,203 | $4,222-71.5% | $3,631-66.9% | $4,779-74.8% |
| Participant deferral / active EE | $3,567 | $4,683-23.8% | $4,082-12.6% | $5,609-36.4% |
| Admin fee / account holder | $1,101 | $6,675-83.5% | $5,479-79.9% | $10,828-89.8% |