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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,748 | $115,814+64.7% | $101,275+88.3% | $158,982+20.0% |
| Participation rate | 90.9% | 79.4%+11.5pp | 75.8%+15.1pp | 82.0%+8.9pp |
| Annual return | 16.31% | 56.16%-39.8pp | 46.48%-30.2pp | 302.99%-286.7pp |
| Employer contribution / active EE | $1,406 | $4,176-66.3% | $3,660-61.6% | $4,763-70.5% |
| Participant deferral / active EE | $4,047 | $4,958-18.4% | $4,371-7.4% | $5,983-32.4% |
| Admin fee / account holder | $1,844 | $7,249-74.6% | $5,948-69.0% | $11,252-83.6% |