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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,143 | $107,368+38.9% | $92,915+60.5% | $152,909-2.5% |
| Participation rate | 90.9% | 79.8%+11.1pp | 76.0%+14.9pp | 82.5%+8.5pp |
| Annual return | 22.74% | 145.64%-122.9pp | 109.45%-86.7pp | 345.46%-322.7pp |
| Employer contribution / active EE | $1,285 | $4,222-69.6% | $3,653-64.8% | $4,764-73.0% |
| Participant deferral / active EE | $3,765 | $4,848-22.3% | $4,238-11.2% | $5,851-35.7% |
| Admin fee / account holder | $1,054 | $7,082-85.1% | $5,796-81.8% | $11,601-90.9% |