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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,847 | $138,076-63.2% | $123,553-58.8% | $135,380-62.4% |
| Participation rate | 92.9% | 84.7%+8.1pp | 82.3%+10.6pp | 82.6%+10.2pp |
| Annual return | -4.91% | 153.70%-158.6pp | 119.21%-124.1pp | 519.81%-524.7pp |
| Employer contribution / active EE | $5,650 | $5,152+9.7% | $4,628+22.1% | $4,779+18.2% |
| Participant deferral / active EE | $7,865 | $6,800+15.7% | $6,426+22.4% | $5,609+40.2% |
| Admin fee / account holder | $3,301 | $10,917-69.8% | $9,284-64.4% | $10,828-69.5% |