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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,432 | $138,114-19.3% | $125,391-11.1% | $134,545-17.2% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -17.04% | 750.88%-767.9pp | 572.41%-589.5pp | 418.37%-435.4pp |
| Employer contribution / active EE | $3,772 | $5,246-28.1% | $4,816-21.7% | $4,742-20.5% |
| Participant deferral / active EE | $12,915 | $7,801+65.6% | $7,448+73.4% | $6,401+101.8% |
| Admin fee / account holder | $3,465 | $11,570-70.1% | $10,009-65.4% | $11,431-69.7% |