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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,630 | $157,270-46.2% | $141,173-40.1% | $152,870-44.6% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.4%+17.6pp |
| Annual return | 23.07% | 64.33%-41.3pp | 71.40%-48.3pp | 345.34%-322.3pp |
| Employer contribution / active EE | $4,993 | $5,261-5.1% | $4,735+5.4% | $4,763+4.8% |
| Participant deferral / active EE | $12,139 | $7,110+70.7% | $6,710+80.9% | $5,850+107.5% |
| Admin fee / account holder | $660 | $12,121-94.6% | $10,262-93.6% | $11,597-94.3% |