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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $222,941 | $185,905+19.9% | $170,057+31.1% | $139,487+59.8% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 17.22% | 60.56%-43.3pp | 53.42%-36.2pp | 373.84%-356.6pp |
| Employer contribution / active EE | $3,349 | $7,597-55.9% | $6,790-50.7% | $4,755-29.6% |
| Participant deferral / active EE | $7,442 | $11,627-36.0% | $10,411-28.5% | $6,713+10.9% |
| Admin fee / account holder | $10,656 | $15,397-30.8% | $12,826-16.9% | $11,407-6.6% |